Does GEHA Cover Mental Health?
Yes, nearly all GEHA insurance plans cover mental health and behavioral health support. Here's how to find a mental health professional or therapist who takes the GEHA plan.
If you're seeking GEHA mental health coverage options, you can quickly see all the therapists who accept GEHA in your area, and book online for in-person sessions or telehealth therapy appointments with mental health professionals covered by GEHA.
GEHA coverage for mental health
GEHA insurance plans exclusively serve federal employees, federal retirees, military retirees, and their families, and they provide health and wellness benefits that include mental health support.
Under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered as essential health benefits. These include counseling and therapy, as well as inpatient mental and behavioral health care and substance abuse treatment.
Almost all mental disorders, as well as substance use disorders and alcohol and chemical dependency treatment, are covered by all ACA-compliant health insurance.
However, since insurance coverage is based on medical necessity, GEHA may have more limited coverage options for issues such as grief and loss, couples and marriage counseling, and general relationship issues.
Tips to find affordable mental health support covered by GEHA
If you’re looking for a way to find affordable therapy and quality mental health care, here are some tips on how to find affordable, low-cost—and even free—therapy.
First of all, you can browse all the therapists who accept GEHA.
You can also browse therapists and counselors based on the insurance providers they accept.
Whether you're experiencing anxiety, depression, PTSD, or other mental health concerns, the Monarch Directory by SimplePractice can help you find the right therapist for your needs.