Does Kaiser Cover Therapy?

Yes, health insurance plans from Kaiser cover therapy, counseling, and other mental health support benefits.

Here's an easy way to find Kaiser therapy coverage by viewing therapists who take Kaiser insurance in your area.

You can use the online booking tool for in-person sessions or telehealth video therapy appointments with Kaiser Permanente therapists. There are even many Kaiser therapists who offer free 15-minute initial consultations.

Kaiser Permanente therapy coverage options

If you're wondering: "Does Kaiser Permanente cover therapy?" "Does Kaiser HMO cover therapy?" "Does Kaiser cover therapy?" or "Does Kaiser offer therapy?" We have some good news.

Kaiser Permanente insurance plans cover a wide range of mental health and addiction care options.

And, with Kaiser coverage, you don’t need a referral from your Kaiser primary care doctor to access therapy, mental health and addiction care services.

Kaiser therapy coverage can help with a variety of concerns

Health insurance plans with Kaiser offer therapy as well as treatment and support for mental and emotional conditions as well as and substance use.

• Anxiety and stress

• Attention deficit hyperactivity disorder (ADHD)

• Autism spectrum disorders

• Bipolar disorder

• Depression

• Eating disorders

• Obsessive-compulsive disorder (OCD)

• Personality disorders

• Postpartum depression

• Post-traumatic stress disorder (PTSD)

• Schizophrenia

• Sleep problems

• Substance use disorders and addiction

Under the Affordable Care Act (ACA), mental and behavioral health treatment must be covered as essential health benefits. These benefits include counseling and therapy, as well as inpatient mental and behavioral health care and substance abuse treatment. 

Almost all mental disorders, as well as substance use disorders and alcohol and chemical dependency treatment, are covered by all ACA-compliant health insurance, including Kaiser plans.

However, since insurance coverage is based on medical necessity, Kaiser Permanente may have more limited coverage options for issues such as grief and loss, couples and marriage counseling, and general relationship issues.

Tips to find Kaiser therapists near you

The Monarch Directory by SimplePractice can help you view all therapists who accept Kaiser Permanente.

Many Kaiser therapists have online booking for in-person sessions or telehealth video appointments, and many also offer free 15-minute initial consultations.

Whether you're experiencing anxiety, depression, ADHD, or other mental health concerns, here are more tips to find a therapist who takes your health insurance.

Finally, if you’re looking for a way to find affordable therapy and quality mental health care, here are some affordable, low-cost—and even free—therapy options.